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Texas Independent Insurance

Our Team

At Texas Independent Insurance, our team members contribute their experiences and expertise to the company, enabling us to provide you with not only quality customer service, but extensive knowledge relating to insurance. Get to know a little bit more about our team members below:

Ryan Richardson - Insurance Agent/BrokerRyan Richardson- Insurance Agent/Broker

Ryan has owned and operated Texas Independent Insurance since 2009. Prior to starting his Independent Agency, Ryan was a captive agent and wrote insurance with Farmers Insurance for 13 years. Switching from the captive agency channel to the independent agency channel has allowed Ryan and his team to be true advocates for their clients by allowing them to provide unbiased insurance reviews and recommendations.

Ryan manages the overall operations of the agency and specializes in new business insurance sales and service for individuals, businesses, and the real estate investor marketplace.    

Before he began his insurance career, Ryan played professional baseball in both Arkansas and Tennessee.  He graduated with a Bachelor’s degree from Tarleton State University.  Ryan is married to his beautiful Bride Kimberly and they have three children: Collin, Carson, & Caroline.  He enjoys coaching his kid’s various sport teams, travelling, and ministering to the needs of the people in his community.  Ryan and his Family are members of Cottonwood Baptist Church in Allen where Ryan serves as an ordained Deacon, teaches an adult Life Group class, and leads a youth Bible study each week.

Ryan, his Wife Kimberly, and his Father George Richardson founded the Carson’s Crusaders Foundation in 2010 which provides financial assistance and sibling support to families of children battling solid tumor pediatric cancer.  Ryan’s Wife serves as President and his Father serves as the Executive Director of the organization.

Mary Regan - Commercial Lines Account ManagerMary Regan- Commercial Lines Account Manager

Mary has been with the agency since 2006 and has approximately 30 years of service in the insurance industry. Prior to working for Texas Independent Insurance, Mary has worked for both captive agents as well as other Independent Agents representing many top carriers. Mary spent 10 years of her insurance career as a claims adjuster working for a third party administrator handling commercial liability claims while representing several nationwide accounts.

Mary is responsible for re-marketing all personal and commercial lines renewals within the Agency.  She works hard to ensure each client has the best coverage at the best possible price each and every renewal.  Mary also helps with new business quoting, policy issuance, and invoicing.

Mary and her husband Joe have three children: a son who is currently serving in the Marines, a daughter who is finishing up her business degree, and a younger child who plays baseball. Mary has volunteered time with Allen Community Outreach, worked with the youth at her church and served in the Family Sciences Association at Texas Woman’s University. In her spare time, Mary loves to cook and spend time with her friends and family.

Traci Busker - Customer Service ManagerTraci Busker- Customer Service Manager

Traci moved to Allen in August 2012 from North Missouri. She joined our team in October 2013 with an extensive background in customer service and accounting. Traci has quickly and successfully transitioned into the insurance business where she takes great care of our Customers as well as the day to day operations of the agency.

Traci is responsible for all aspects of Customer Service including policy changes, mortgage company requests, and claims administration. Traci also does most of the invoicing, accounting, and bookkeeping for the Agency.

Her husband, Terry, is attending Dallas Theological Seminary for a Masters in Theology. They have 2 teenage boys, Lathan and Kyle. She and her husband (former foster parents themselves) are board members for a Group Foster Home in Missouri.  She loves spending time with her family, watching her sons in their activities, and volunteering at Emily’s Place in Plano which seeks to break the cycle of domestic violence for women and their children. She is a member of Cottonwood Creek Baptist Church in Allen.

Mike Monzingo - Insurance AgentMike Monzingo- Insurance Agent

Mike Monzingo is an agent for Texas Independent Insurance in our Frisco, Texas office.  He received his bachelor’s degree from the U.S. Air Force Academy and enjoyed eight years of active duty service. After the Air Force he spent many years working for a fortune 100 company down to small local community endeavors.  His most enjoyable time was as an entrepreneur serving at various levels within the companies he helped start.  At all levels and titles, relationship development was always paramount. He continues that focus as he strives to care for his clients and alleviate any concerns they may have about their insurance needs.

Mike is responsible for marketing services and programs, new business quoting, sales, service, and policy issuance for both personal and business insurance.

Mike resides in Frisco with his wife and golf partner of 30 years Suzi. They have two grown children. Mike and Suzi attend Hope Fellowship Church in Frisco. Mike serves on Board of Directors of the Cory Monzingo Foundation and he and his Wife are consistent donors of a local non-profit called Carson Crusaders Foundation.

George Hargrove - Insurance Advisor

George Hargrove is an agent for Texas Independent Insurance. He received a Bachelor of Science Degree in Mathematics at the University of North Texas. From 2011 to 2016, he was a “Mud Engineer” for a Bentonite Mining Company where he spent most of his time traveling throughout the United States as a consultant to the water well and horizontal directional drilling industry. George is responsible for new business quoting, sales, service and policy issuance for both personal and business insurance. His specialty is Underground Construction and Oil & Gas Industries.

He lives in Allen Texas with his wife, Regina. They have been married for 25 years and have been blessed with 3 beautiful girls!


Duncan Boyle - Insurance Advisor

Duncan Boyle joined Texas Independent Insurance in November of 2016.  He received his bachelor’s degree from Hardin Simmons University after spending his formative years in Tanzania, Africa where he worked closely with his parents on the mission field.  It was there that Duncan’s passion to serve others was cultivated.  That passion drove his success as a leader and entrepreneur in the retail industry, as well as his many start-up endeavors.

Duncan is responsible for handling the commercial and personal insurance needs of his clients, and advising them on the insurance services and programs offered at Texas Independent Insurance.  

His wife Cristi and their four kids Masyn, Anna, Maddie, and Rhodes live in Richardson.  When not at work or playing sand volleyball, Duncan spends his time coaching his kids in sports and volunteering as a board member at the local community pool.  Duncan and his Wife are members of Watermark Community Church in Dallas.

Scott Davis - Insurance Advisor

Scott Davis joined Texas Independent Insurance as an Insurance Advisor in January 2016.  Prior to joining Texas Independent Insurance, Scott had an extensive career in residential Insurance Claims. With his claims experience, Scott brings great knowledge and expertise to the Insurance Advisory role.

Scott specializes in providing personal and commercial insurance products and services to his clients. He takes great pride in educating and advising his clients on the proper insurance program to protect their assets and their family.

Scott is from Oklahoma and resides in Allen. He has been married to his wife for 25 years and has a daughter who plays college soccer at Texas State University. He also has a son and daughter-in-law who reside in Florida.  Scott loves to watch college football, play golf and watch his daughter play soccer. He recently retired from Trinity Christian Academy as their Assistant Track and Field Coach.  Scott and his family are very active in their Church.  He previously served as a Deacon at Cottonwood Creek Church in Allen, and he and his Wife recently became members of Church Eleven32 in Allen.