Click to Call
Texas Independent Insurance

1020 W. Exchange Pkwy, Suite 2130
Allen, TX 75013

Get Directions

Featured Insurance Blog

Let’s Talk about Motorcycle Insurance

Motorcycles are a great way of getting around in heavy traffic, but when it comes to insurance, motorcycles have the same requirements as cars in Texas (TX). Allen, TX is regularly ranked, nationally, as a great place to live for several reasons, including safety and quality of life. Bearing that in mind, contact Texas Independent Insurance to make sure you and your motorcycle are covered.

Motorcycle insurance is a type of auto insurance. In TX, in addition to being insured, motorcycles need to be registered and titled. Mopeds and motor-driven cycles similarly fall under the category of motorcycle insurance. 

Motorcycle insurance has several subcategories of coverage.

  • Collision Coverage is to cover the repair or replacement of your motorcycle as a result of an accident.
  • Comprehensive coverage is for vandalism and damage because of things like hail and fire.
  • Liability Coverage is one of the most important aspects of motorcycle insurance in TX and is subdivided into three. The accident itself, the injuries of another person, and damage sustained to property. Carefully review these amounts to ensure you have enough coverage.
  • Medical bills coverage is for injuries that you and your passengers may sustain, this can be supplemented with PIP insurance. TX requires all auto insurance policies to include PIP coverage. PIP stands for personal injury protection
  • A final important category of coverage is for if the other driver is underinsured or uninsured and you need to claim from your insurance. Like PIP, it must be included.

In the interest of safety, before you head off into the sunset with your new wheels and the engine at full throttle, make contact with Texas Independent Insurance serving the city of Allen, TX today.

Get a Quote Instantly

Why Work With Us?

  • Locally owned and operated
  • We work for you, not the insurance companies
  • We offer unbiased insurance reviews
  • We represent multiple top-rated insurance carriers
  • Rate Shop Guarantee- If your insurance rates increase unfairly at renewal, we will automatically re-shop your insurance
  • Service your policies from our website or app 24/7


Partner Carriers

  • AIG
  • Allstate
  • American Modern Insurance
  • American National
  • Anchor Insurance
  • ASI Lloyds
  • Bankers Insurance
  • Banner Life Insurance
  • Berkshire Hathaway GUARD
  • Bristol
  • Chubb
  • CNA
  • Foremost
  • Hagerty
  • Hippo
  • Infinity
  • Kemper
  • Liberty Mutual
  • Lighthouse Insurance
  • Lloyds Insurance
  • Maison Insurance
  • Mercury Insurance
  • MetLife
  • Nationwide
  • Philadelphia
  • Progressive
  • Safeco
  • State Auto Insurance
  • Texas Mutual Insurance
  • The Hartford Insurance
  • Travelers
  • United Healthcare
  • UPC
  • USLI
  • Zurich