Your home may be temporarily uninhabitable after a flood, but your flood insurance policy may cover some of the necessary renovation processes. Review the following categories that may be included in your flood insurance policy.

Drying Techniques

After flooding occurs, porous surfaces within your home may become saturated with water. Nonporous surfaces may be wet or show visible water stains. Professional drying techniques are used to absorb water.

These techniques may be covered by your flood insurance policy. Professional drying services will ensure that household affected by the flood are restored to their original condition. 

Cleaning Steps

Commercial cleaning products and equipment may need to be used to clean the surfaces exposed to floodwaters. Cleaning steps may be conducted at your residence or a third-party’s location.

Necessary cleaning steps, including the use of cleaning agents and equipment, may be covered by your home insurance policy. The cleaning process will help maintain the value of your possessions.

New Material Installation

New construction materials may need to be installed after a flood. If any of the original materials are compromised by floodwaters, a contractor will need to remove and replace them.

The inspection of the original materials, the acquisition of new materials, and the installation steps necessary may be covered by your insurance policy. The disposal steps necessary to get rid of damaged materials may also be covered by your insurance.

Texas Independent Insurance Services

If your home is affected by a flood, it is important to seek help in a timely manner. For further assistance, speak to one of our insurance agents. We’re currently serving Allen, TX.