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Why Home Practice Doctors Need Umbrella Policies

If you run a doctor’s office from your Allen, TX, home, you need insurance that keeps you safe. Umbrella policies are something we can provide at Texas Independent Insurance. If you’re curious about how this extra liability protection can help you, read on to learn more about how it works.

Benefits of Umbrella Insurance 

Umbrella insurance is a type of liability policy that comes into play when your basic liability coverage maxes out. As a doctor, that type of extra protection is critical, especially if you work out of your home and have no other support. Here are four reasons why it’s such a wise investment for you:

  • Extra Liability: As a doctor, you need excellent liability protection to stay safe. Umbrella insurance will protect you if your patients get injured and will keep you open and protected. 
  • Stronger Protection Levels: Working as a private doctor might seem fun at first, but it can be scary if you get sued. With umbrella insurance, you get hospital-level protection to keep you safe.
  • Reduced Lawsuit Risks: Malpractice as a private practitioner can be a costly proposition. However, umbrella policies can help provide extra coverage for your needs.
  • More robust Marketing Opportunities: You can use your umbrella policy as a marketing tool by highlighting the extra steps you take to protect your patients when they visit you.

These advantages make umbrella policies an excellent choice for physicians. You can typically find them from your current business insurance provider. Often, they can add an umbrella policy as a rider to your current option or as an extra overall coverage type for your home business.

Get the Help You Need

At Texas Independent Insurance, we can help you find umbrella insurance for your Allen, TX, doctor’s office. We’ll discuss your options, highlight the many benefits of these policy types, and ensure you feel comfortable with your offerings. It’s our goal to provide you with the help that you need.

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